About Citibank
Featuring its origination in 1902 in Calcutta, the banking principal has an extended history in Asia since its beginning.
Today Citibank is reasonably limited sector that is private in Asia. Currently, it’s the biggest economic solutions international direct investor in Asia.
Being a pioneer banking major, Citi provides an array of financial loans and solutions in customer banking, retail lending, business and investment banking, securities brokerage, and wide range administration. Citi Asia acts a considerable selection of clients around the world.
Interest
Loan tenure
Loan turn around period
Processing Costs
3 per cent of loan sanctioned taxes that are
Who are able to use?
Dishonour Charges
500 per example
Cheapest EMI
Why Select Citibank Personal Bank Loan?
Select Citibank personal bank loan if you’d like faster and convenient loan at an appealing interest rate. Expanding ease that is complete the clients, Citi Asia provides customers-friendly signature loans starting at 10.99 percent per year.
Once you submit an application for Citibank personal bank loan, you prefer the next advantages:
- Simple and hassle-free loan application that is online
- Unsecured loan up to 3000000
- Find out about eligibility in 4 hours
- No papers needed for eligibility evaluation
- Disbursement to your money in 2 days that are working 48 hours
- Fixed rate of interest
- Component pre-payment permitted
- Center to combine charge card stability and Personal Loan that is outstanding quantity
Features and Advantages Of Citibank Personal Bank Loan
You can find numerous advantages of deciding on Citibank unsecured loan. Aside from providing attractive rate on fixed interest foundation, Citibank expands other facilities towards the borrowers; such as for example Personal Loan Top Up, prepayment, part-payment, and consolidation choice.
Let me reveal a directory of advantages you love using the approval of Citibank personal bank loan:
All-purpose Loan
Citibank does not impose any limitation on use of unsecured loan quantity. You can make use of the funds for a myriad of reasons such as for instance training, wedding, travel, wellness, do it yourself, company expansion and a lot more. Nonetheless, the funds shouldn’t be useful for illegal, or activities that are speculative purchase of silver.
Loan quantity as much as 30 Lakhs
Citibank provides Personal that is extensive Loan to 3000000 at fixed month-to-month instalment. It is possible to make an application for a the least 25000 loan quantity. With this kind of wide range, you receive significant freedom to try to get personal bank loan.
Disbursement in 48 hours
Expanding consumer simplicity, Citibank ensures disbursal that is fast of More about the author Loan funds. After distribution of this needed documents, you may expect the funds in your money within 48 hours or 2 days that are working.
Flexible payment tenure
A debtor gets a complete large amount of freedom in selecting the mortgage payment tenure, which range from 12 to 60 months. The EMIs can be chosen by you relating to your financial allowance.
Fixed interest
By offering fixed interest for personal bank loan, Citi Bank assures ease of payment to your borrowers. You’ll better prepare the month-to-month payouts as instalments will continue to be exactly the same through the entire loan tenure.
Top Up center
Being fully a Citi Bank unsecured loan client, you can get use of the Top-Up center. You can easily submit an application for extra credit without increasing another loan. The part that is best is: you can easily repay once you want and maintain the interest burden low on additional financial obligation. Neither do you want to try to get a unique loan nor to be concerned about extra EMIs, as with the outcome of the brand new loan account.
Minimal paperwork
It is a cakewalk to apply for a Personal Loan if you are already a Citibank Customer. For Citibank Suvidha clients, obtaining Loan is comparable to logging in to an internet banking account. The documents is hassle-free and minimal.
Complete and part-prepayment permitted
Citibank provides flexibility to prepay unsecured loan depending on your convenience. You can close your account in full or partially after the first 12 months of the loan initiation if you apply for Personal Loan. Pre-payments although enforce some nominal costs.
Stability consolidation facility
With Citibank, you will get an edge to move your credit card outstanding and loan that is personal in to a consolidated Personal Loan at a stylish interest rate.
Simple Repayment without any Late Cost
Ensuring client satisfaction towards the fullest Citibank accepts diverse modes of payment relating to clients’ choices. You need to use NACH, SI or cheques that are prepaid. There are no payment that is late for Citi signature loans.
Citibank Unsecured Loan: Interest Levels, Processing Fees & Fees
Citibank Asia is really a pioneer in retail financing. They have confidence in expanding credit help to customers that are deserving any hassles. A qualified client can avail low-interest Citibank unsecured loan at a set rate of interest beginning at 10.99per cent p.a.
The price of great interest differs in line with the client profile and facets like present earnings, previous debts, credit score, and credit rating. The attention is determined for a reducing interest foundation.